How Rhode Island taxes your paycheck
Rhode Island has progressive income tax rates from 3.75% to 5.99% for tax year 2026, in 3 brackets. Before the rate applies, the calculator subtracts a standard deduction of $11,200 for single filers, $22,400 for married couples filing jointly and $16,800 for heads of household and a personal exemption of $5,250 per filer ($10,500 for a married couple).
Traditional 401(k) contributions are excluded from Rhode Island taxable wages, and Section 125 health premiums are excluded.
Figures are from Rhode Island Division of Taxation ADV 2025-22: Inflation-adjusted amounts for Tax Year 2026 (tax year 2026).
Take-home pay examples in Rhode Island
A single filer earning $60,000 in Rhode Island, paid every two weeks, takes home about $1,849.88 per paycheck, or $48,097 a year. Of the $60,000, $5,020 goes to federal income tax, $4,590 to Social Security and Medicare, and $1,633 to Rhode Island income tax, plus $660 of state payroll contributions.
At $100,000, take-home pay is about $74,932 a year ($2,882.00 per paycheck), with $3,148 of Rhode Island income tax. A married couple filing jointly on one $100,000 salary keeps about $81,094, because of the larger standard deduction and wider brackets. The table below shows more salaries.
Rhode Island payroll contributions
RI Temporary Disability and Caregiver Insurance: 1.1% of wages up to $100,000 a year (tax year 2026; official source). This is deducted from your pay in addition to income tax and is included in the calculator.
Local income taxes in Rhode Island
Rhode Island has no local income taxes on wages.
Hourly pay in Rhode Island
A full-time worker earning $20 an hour (40 hours a week, $41,600 a year) in Rhode Island takes home about $1,315.57 every two weeks, or $657.79 a week on average, as a single filer. Rhode Island income tax takes $943 of that pay a year, an effective state rate of 2.267%. Choose Hourly wage in the calculator to enter your own rate and hours.
Rhode Island compared with neighboring states
On a $75,000 salary (single, no pre-tax deductions), take-home pay in Rhode Island is about $58,572 a year. None of Rhode Island's neighbors leaves more take-home pay; it is lower in Connecticut and Massachusetts. The comparison table below shows the difference in dollars. Where you live usually decides which state taxes your wages, but people who live in one state and work in another should check both states' rules on residency and credits.
What else to know about Rhode Island taxes
All filing statuses use the same rate schedule.
The standard deduction and exemption phase out between $261,000 and $290,800 of income; that is not included.
Rhode Island TDI and caregiver insurance takes 1.1% of wages up to the annual wage base.
What this estimate does not include
Tax credits, itemized deductions, other income, overtime, bonuses and post-tax deductions are not included, and actual withholding follows your Form W-4 and Rhode Island's own withholding rules. Use it as a planning estimate. For the method and the federal rules, see the main paycheck calculator.