Maryland Paycheck Calculator

Estimate your Maryland take-home pay for 2026 after federal income tax, Social Security, Medicare and Maryland income tax. Free, no sign-up, and it runs in your browser.

Traditional 401(k), capped at the 2026 limit of $24,500 (catch-up not included).
Section 125 premiums such as medical, dental and vision.
Take-home pay per paycheck
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ItemPer paycheckPer year

Estimate only, not tax advice. Uses 2026 federal brackets, the standard deduction and no credits. Actual withholding depends on your Form W-4, state forms, credits and other income.

How Maryland taxes your paycheck

Maryland has progressive income tax rates from 2% to 6.5% for tax year 2025, in 10 brackets. Before the rate applies, the calculator subtracts a standard deduction of $3,350 for single filers, $6,700 for married couples filing jointly and $6,700 for heads of household and a personal exemption of $3,200 per filer ($6,400 for a married couple).

Traditional 401(k) contributions are excluded from Maryland taxable wages, and Section 125 health premiums are excluded.

Figures are from 2025 Maryland Resident Income Tax Instruction Booklet. Maryland had not published its full 2026 schedule when we checked, so this page uses the latest official figures, for tax year 2025.

Take-home pay examples in Maryland

A single filer earning $60,000 in Maryland, paid every two weeks, takes home about $1,842.45 per paycheck, or $47,904 a year. Of the $60,000, $5,020 goes to federal income tax, $4,590 to Social Security and Medicare, and $2,486 to Maryland income tax.

At $100,000, take-home pay is about $74,794 a year ($2,876.68 per paycheck), with $4,386 of Maryland income tax. A married couple filing jointly on one $100,000 salary keeps about $80,635, because of the larger standard deduction and wider brackets. The table below shows more salaries.

Other Maryland payroll deductions

Maryland has no state-mandated employee payroll contribution, such as disability or paid family leave insurance, included in this calculator. Your paycheck may still show voluntary or employer-specific deductions.

Local income taxes in Maryland

All Maryland counties and Baltimore City impose local income taxes; some counties use graduated rates. Local taxes are not included in the calculator, so subtract them separately if they apply to you.

Hourly pay in Maryland

A full-time worker earning $20 an hour (40 hours a week, $41,600 a year) in Maryland takes home about $1,307.43 every two weeks, or $653.72 a week on average, as a single filer. Maryland income tax takes $1,612 of that pay a year, an effective state rate of 3.876%. Choose Hourly wage in the calculator to enter your own rate and hours.

Maryland compared with neighboring states

On a $75,000 salary (single, no pre-tax deductions), take-home pay in Maryland is about $58,394 a year. It is higher in Pennsylvania and West Virginia, and lower in District of Columbia, Virginia and Delaware. The comparison table below shows the difference in dollars. Where you live usually decides which state taxes your wages, but people who live in one state and work in another should check both states' rules on residency and credits.

What else to know about Maryland taxes

Maryland's 2026 state figures could not be fully verified, so this page uses 2025 figures. The 6.25% and 6.5% top brackets were added in 2025.

Personal exemptions phase out at higher incomes; the maximum amounts are shown.

Every Maryland county and Baltimore City adds a local income tax. That is not included here, so Maryland take-home pay will be lower than shown.

Maryland FAMLI paid leave deductions start January 1, 2027, so none are included for 2026.

What this estimate does not include

Tax credits, itemized deductions, other income, overtime, bonuses, local income taxes and post-tax deductions are not included, and actual withholding follows your Form W-4 and Maryland's own withholding rules. Use it as a planning estimate. For the method and the federal rules, see the main paycheck calculator.

Maryland income tax brackets (2025)

Filing statusTaxable incomeRate
Single$0 – $1,0002%
Single$1,000 – $2,0003%
Single$2,000 – $3,0004%
Single$3,000 – $100,0004.75%
Single$100,000 – $125,0005%
Single$125,000 – $150,0005.25%
Single$150,000 – $250,0005.5%
Single$250,000 – $500,0005.75%
Single$500,000 – $1,000,0006.25%
Single$1,000,000 and over6.5%
Married filing jointly$0 – $1,0002%
Married filing jointly$1,000 – $2,0003%
Married filing jointly$2,000 – $3,0004%
Married filing jointly$3,000 – $150,0004.75%
Married filing jointly$150,000 – $175,0005%
Married filing jointly$175,000 – $225,0005.25%
Married filing jointly$225,000 – $300,0005.5%
Married filing jointly$300,000 – $600,0005.75%
Married filing jointly$600,000 – $1,200,0006.25%
Married filing jointly$1,200,000 and over6.5%
Head of household$0 – $1,0002%
Head of household$1,000 – $2,0003%
Head of household$2,000 – $3,0004%
Head of household$3,000 – $150,0004.75%
Head of household$150,000 – $175,0005%
Head of household$175,000 – $225,0005.25%
Head of household$225,000 – $300,0005.5%
Head of household$300,000 – $600,0005.75%
Head of household$600,000 – $1,200,0006.25%
Head of household$1,200,000 and over6.5%

Rates apply to taxable income after deductions, for tax year 2025. Source: 2025 Maryland Resident Income Tax Instruction Booklet.

Maryland take-home pay by salary

SalaryFederal taxFICAState taxesTake-home (year)Per paycheck (26)
$40,000$2,620$3,060$1,536$32,784$1,260.91
$60,000$5,020$4,590$2,486$47,904$1,842.45
$80,000$8,770$6,120$3,436$61,674$2,372.06
$100,000$13,170$7,650$4,386$74,794$2,876.68
$150,000$24,734$11,475$6,916$106,875$4,110.57

Single filer, paid every two weeks, no pre-tax deductions, local income taxes not included.

Maryland vs neighboring states ($75,000 salary)

StateState income taxState payrollTake-home (year)Difference vs Maryland
Maryland$3,199$0$58,394–
Pennsylvania$2,303$53$59,238+$844
West Virginia$2,546$0$59,047+$653
District of Columbia$3,429$0$58,164−$230
Virginia$3,498$0$58,094−$300
Delaware$3,609$300$57,684−$710

Single filer, no pre-tax deductions, local taxes not included. Each state's own tax year applies (see its page).

Maryland paycheck calculator: frequently asked questions

What is the Maryland state income tax rate?

Maryland has 10 income tax brackets for tax year 2025, with rates from 2% to 6.5%. For single filers the top rate starts at $1,000,000 of taxable income.

How much is take-home pay on $60,000 in Maryland?

About $47,904 a year, or $1,842.45 every two weeks, for a single filer with no pre-tax deductions. That is after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $2,486 of Maryland income tax.

Does Maryland have local income taxes?

All Maryland counties and Baltimore City impose local income taxes; some counties use graduated rates. This calculator does not include local taxes.

Are 401(k) contributions taxed in Maryland?

No. Traditional 401(k) contributions are excluded from Maryland taxable wages, just as they are for federal income tax. They are still subject to Social Security and Medicare.

Does Maryland have state disability or paid leave deductions?

This calculator includes no Maryland employee payroll contribution for disability or paid family leave insurance, because none applies to most employees there in our data.

Are these Maryland tax figures for 2026?

Federal figures are for 2026. Maryland's state figures are for tax year 2025, the latest official schedule we could verify; we will update this page when Maryland publishes its 2026 figures.

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