How Oklahoma taxes your paycheck
Oklahoma has progressive income tax rates from 0% to 4.5% for tax year 2026, in 4 brackets. Before the rate applies, the calculator subtracts a standard deduction of $6,350 for single filers, $12,700 for married couples filing jointly and $9,350 for heads of household and a personal exemption of $1,000 per filer ($2,000 for a married couple).
Traditional 401(k) contributions are excluded from Oklahoma taxable wages, and Section 125 health premiums are excluded.
Figures are from Oklahoma Tax Commission: Summary of 2025 Tax Legislation, HB2764 (tax year 2026).
Take-home pay examples in Oklahoma
A single filer earning $60,000 in Oklahoma, paid every two weeks, takes home about $1,855.21 per paycheck, or $48,236 a year. Of the $60,000, $5,020 goes to federal income tax, $4,590 to Social Security and Medicare, and $2,155 to Oklahoma income tax.
At $100,000, take-home pay is about $75,226 a year ($2,893.29 per paycheck), with $3,955 of Oklahoma income tax. A married couple filing jointly on one $100,000 salary keeps about $81,301, because of the larger standard deduction and wider brackets. The table below shows more salaries.
Other Oklahoma payroll deductions
Oklahoma has no state-mandated employee payroll contribution, such as disability or paid family leave insurance, included in this calculator. Your paycheck may still show voluntary or employer-specific deductions.
Local income taxes in Oklahoma
Oklahoma has no local income taxes on wages.
Hourly pay in Oklahoma
A full-time worker earning $20 an hour (40 hours a week, $41,600 a year) in Oklahoma takes home about $1,318.43 every two weeks, or $659.21 a week on average, as a single filer. Oklahoma income tax takes $1,327 of that pay a year, an effective state rate of 3.189%. Choose Hourly wage in the calculator to enter your own rate and hours.
Oklahoma compared with neighboring states
On a $75,000 salary (single, no pre-tax deductions), take-home pay in Oklahoma is about $58,763 a year. It is higher in Texas, Arkansas, New Mexico and Missouri, and lower in Colorado and Kansas. The comparison table below shows the difference in dollars. Where you live usually decides which state taxes your wages, but people who live in one state and work in another should check both states' rules on residency and credits.
What else to know about Oklahoma taxes
HB 2764 combines the brackets and cuts the top rate to 4.5% from 2026. Heads of household use the married-joint schedule.
What this estimate does not include
Tax credits, itemized deductions, other income, overtime, bonuses and post-tax deductions are not included, and actual withholding follows your Form W-4 and Oklahoma's own withholding rules. Use it as a planning estimate. For the method and the federal rules, see the main paycheck calculator.