How Montana taxes your paycheck
Montana has progressive income tax rates from 4.7% to 5.65% for tax year 2026, in 2 brackets. Before the rate applies, the calculator subtracts a standard deduction of $16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
Traditional 401(k) contributions are excluded from Montana taxable wages, and Section 125 health premiums are excluded.
Figures are from Montana DOR: HB337—2026–2027 Montana Individual Income Tax Changes (tax year 2026).
Take-home pay examples in Montana
A single filer earning $60,000 in Montana, paid every two weeks, takes home about $1,858.72 per paycheck, or $48,327 a year. Of the $60,000, $5,020 goes to federal income tax, $4,590 to Social Security and Medicare, and $2,063 to Montana income tax.
At $100,000, take-home pay is about $74,891 a year ($2,880.42 per paycheck), with $4,289 of Montana income tax. A married couple filing jointly on one $100,000 salary keeps about $81,523, because of the larger standard deduction and wider brackets. The table below shows more salaries.
Other Montana payroll deductions
Montana has no state-mandated employee payroll contribution, such as disability or paid family leave insurance, included in this calculator. Your paycheck may still show voluntary or employer-specific deductions.
Local income taxes in Montana
Montana has no local income taxes on wages.
Hourly pay in Montana
A full-time worker earning $20 an hour (40 hours a week, $41,600 a year) in Montana takes home about $1,323.35 every two weeks, or $661.68 a week on average, as a single filer. Montana income tax takes $1,199 of that pay a year, an effective state rate of 2.881%. Choose Hourly wage in the calculator to enter your own rate and hours.
Montana compared with neighboring states
On a $75,000 salary (single, no pre-tax deductions), take-home pay in Montana is about $58,716 a year. It is higher in South Dakota, Wyoming, North Dakota and Idaho. The comparison table below shows the difference in dollars. Where you live usually decides which state taxes your wages, but people who live in one state and work in another should check both states' rules on residency and credits.
What else to know about Montana taxes
HB 337 widened the lower bracket and cut the top rate for 2026. Montana uses the federal standard deduction.
Long-term capital gains are taxed on a separate schedule (not relevant to wages).
What this estimate does not include
Tax credits, itemized deductions, other income, overtime, bonuses and post-tax deductions are not included, and actual withholding follows your Form W-4 and Montana's own withholding rules. Use it as a planning estimate. For the method and the federal rules, see the main paycheck calculator.