Mississippi Paycheck Calculator

Estimate your Mississippi take-home pay for 2026 after federal income tax, Social Security, Medicare and Mississippi income tax. Free, no sign-up, and it runs in your browser.

Traditional 401(k), capped at the 2026 limit of $24,500 (catch-up not included).
Section 125 premiums such as medical, dental and vision.
Take-home pay per paycheck
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ItemPer paycheckPer year

Estimate only, not tax advice. Uses 2026 federal brackets, the standard deduction and no credits. Actual withholding depends on your Form W-4, state forms, credits and other income.

How Mississippi taxes your paycheck

Mississippi has progressive income tax rates from 0% to 4% for tax year 2026, in 2 brackets. Before the rate applies, the calculator subtracts a standard deduction of $2,300 for single filers, $4,600 for married couples filing jointly and $3,400 for heads of household and a personal exemption of $6,000 per filer ($12,000 for a married couple).

Traditional 401(k) contributions are excluded from Mississippi taxable wages, and Section 125 health premiums are excluded.

Figures are from Mississippi DOR General Information: 2026 income tax rates, exemptions and deductions (tax year 2026).

Take-home pay examples in Mississippi

A single filer earning $60,000 in Mississippi, paid every two weeks, takes home about $1,873.92 per paycheck, or $48,722 a year. Of the $60,000, $5,020 goes to federal income tax, $4,590 to Social Security and Medicare, and $1,668 to Mississippi income tax.

At $100,000, take-home pay is about $75,912 a year ($2,919.69 per paycheck), with $3,268 of Mississippi income tax. A married couple filing jointly on one $100,000 salary keeps about $81,774, because of the larger standard deduction and wider brackets. The table below shows more salaries.

Other Mississippi payroll deductions

Mississippi has no state-mandated employee payroll contribution, such as disability or paid family leave insurance, included in this calculator. Your paycheck may still show voluntary or employer-specific deductions.

Local income taxes in Mississippi

Mississippi has no local income taxes on wages.

Hourly pay in Mississippi

A full-time worker earning $20 an hour (40 hours a week, $41,600 a year) in Mississippi takes home about $1,333.60 every two weeks, or $666.80 a week on average, as a single filer. Mississippi income tax takes $932 of that pay a year, an effective state rate of 2.24%. Choose Hourly wage in the calculator to enter your own rate and hours.

Mississippi compared with neighboring states

On a $75,000 salary (single, no pre-tax deductions), take-home pay in Mississippi is about $59,325 a year. It is higher in Tennessee and Louisiana, and lower in Arkansas and Alabama. The comparison table below shows the difference in dollars. Where you live usually decides which state taxes your wages, but people who live in one state and work in another should check both states' rules on residency and credits.

What else to know about Mississippi taxes

The rate on taxable income over $10,000 is 4% for 2026.

On a joint return each spouse gets their own $10,000 zero-rate band; the married brackets reflect a combined estimate. Heads of family use the single schedule.

What this estimate does not include

Tax credits, itemized deductions, other income, overtime, bonuses and post-tax deductions are not included, and actual withholding follows your Form W-4 and Mississippi's own withholding rules. Use it as a planning estimate. For the method and the federal rules, see the main paycheck calculator.

Mississippi income tax brackets (2026)

Filing statusTaxable incomeRate
Single$0 – $10,0000%
Single$10,000 and over4%
Married filing jointly$0 – $10,0000%
Married filing jointly$10,000 and over4%
Head of household$0 – $10,0000%
Head of household$10,000 and over4%

Rates apply to taxable income after deductions, for tax year 2026. Source: Mississippi DOR General Information: 2026 income tax rates, exemptions and deductions.

Mississippi take-home pay by salary

SalaryFederal taxFICAState taxesTake-home (year)Per paycheck (26)
$40,000$2,620$3,060$868$33,452$1,286.62
$60,000$5,020$4,590$1,668$48,722$1,873.92
$80,000$8,770$6,120$2,468$62,642$2,409.31
$100,000$13,170$7,650$3,268$75,912$2,919.69
$150,000$24,734$11,475$5,268$108,523$4,173.96

Single filer, paid every two weeks, no pre-tax deductions.

Mississippi vs neighboring states ($75,000 salary)

StateState income taxState payrollTake-home (year)Difference vs Mississippi
Mississippi$2,268$0$59,325–
Tennessee$0$0$61,593+$2,268
Louisiana$1,864$0$59,729+$404
Arkansas$2,287$0$59,305−$19
Alabama$3,127$0$58,466−$859

Single filer, no pre-tax deductions, local taxes not included. Each state's own tax year applies (see its page).

Mississippi paycheck calculator: frequently asked questions

What is the Mississippi state income tax rate?

Mississippi has 2 income tax brackets for tax year 2026, with rates from 0% to 4%. For single filers the top rate starts at $10,000 of taxable income.

How much is take-home pay on $60,000 in Mississippi?

About $48,722 a year, or $1,873.92 every two weeks, for a single filer with no pre-tax deductions. That is after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $1,668 of Mississippi income tax.

Does Mississippi have local income taxes?

No. Mississippi has no local income taxes on wages.

Are 401(k) contributions taxed in Mississippi?

No. Traditional 401(k) contributions are excluded from Mississippi taxable wages, just as they are for federal income tax. They are still subject to Social Security and Medicare.

Does Mississippi have state disability or paid leave deductions?

This calculator includes no Mississippi employee payroll contribution for disability or paid family leave insurance, because none applies to most employees there in our data.

Are these Mississippi tax figures for 2026?

Yes. Federal and Mississippi income tax figures are for tax year 2026, from official sources linked on this page.

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