How Pennsylvania taxes your paycheck
Pennsylvania has a flat 3.07% income tax for tax year 2026. Pennsylvania has no standard deduction or personal exemption in this estimate, so tax applies from the first dollar of taxable wages.
Traditional 401(k) contributions are not excluded from Pennsylvania taxable wages, and Section 125 health premiums are excluded. So in Pennsylvania, saving in a 401(k) lowers your federal tax but not your state tax.
Figures are from Pennsylvania DOR: Personal Income Tax (tax year 2026).
Take-home pay examples in Pennsylvania
A single filer earning $60,000 in Pennsylvania, paid every two weeks, takes home about $1,865.62 per paycheck, or $48,506 a year. Of the $60,000, $5,020 goes to federal income tax, $4,590 to Social Security and Medicare, and $1,842 to Pennsylvania income tax, plus $42 of state payroll contributions.
At $100,000, take-home pay is about $76,040 a year ($2,924.62 per paycheck), with $3,070 of Pennsylvania income tax. A married couple filing jointly on one $100,000 salary keeps about $81,570, because of the larger standard deduction. The table below shows more salaries.
Pennsylvania payroll contributions
PA Unemployment Compensation employee contribution: 0.07% of wages, with no wage cap (tax year 2026; official source). This is deducted from your pay in addition to income tax and is included in the calculator.
Local income taxes in Pennsylvania
Municipalities and school districts may levy earned income taxes; local services taxes may also apply. Philadelphia has its own wage tax. Local taxes are not included in the calculator, so subtract them separately if they apply to you.
Hourly pay in Pennsylvania
A full-time worker earning $20 an hour (40 hours a week, $41,600 a year) in Pennsylvania takes home about $1,319.21 every two weeks, or $659.60 a week on average, as a single filer. Pennsylvania income tax takes $1,277 of that pay a year, an effective state rate of 3.07%. Choose Hourly wage in the calculator to enter your own rate and hours.
Pennsylvania compared with neighboring states
On a $75,000 salary (single, no pre-tax deductions), take-home pay in Pennsylvania is about $59,238 a year. It is higher in Ohio, and lower in West Virginia, New Jersey, Maryland, New York and Delaware. The comparison table below shows the difference in dollars. Where you live usually decides which state taxes your wages, but people who live in one state and work in another should check both states' rules on residency and credits.
What else to know about Pennsylvania taxes
Pennsylvania taxes 401(k) contributions: they reduce your federal tax but not your 3.07% Pennsylvania tax. Qualifying Section 125 health premiums are excluded.
There is no standard deduction or personal exemption.
Nearly every Pennsylvania municipality and school district charges a local earned income tax (Philadelphia has its own wage tax), plus a local services tax. These are not included here.
What this estimate does not include
Tax credits, itemized deductions, other income, overtime, bonuses, local income taxes and post-tax deductions are not included, and actual withholding follows your Form W-4 and Pennsylvania's own withholding rules. Use it as a planning estimate. For the method and the federal rules, see the main paycheck calculator.