How New York taxes your paycheck
New York has progressive income tax rates from 3.9% to 10.9% for tax year 2026, in 9 brackets. Before the rate applies, the calculator subtracts a standard deduction of $8,000 for single filers, $16,050 for married couples filing jointly and $11,200 for heads of household.
Traditional 401(k) contributions are excluded from New York taxable wages, and Section 125 health premiums are excluded.
Figures are from New York Tax Law 601: 2026 resident income tax schedules (tax year 2026).
Take-home pay examples in New York
A single filer earning $60,000 in New York, paid every two weeks, takes home about $1,825.25 per paycheck, or $47,457 a year. Of the $60,000, $5,020 goes to federal income tax, $4,590 to Social Security and Medicare, and $2,643 to New York income tax, plus $290 of state payroll contributions.
At $100,000, take-home pay is about $73,877 a year ($2,841.43 per paycheck), with $4,860 of New York income tax. A married couple filing jointly on one $100,000 salary keeps about $80,066, because of the larger standard deduction and wider brackets. The table below shows more salaries.
New York payroll contributions
NY Paid Family Leave: 0.432% of wages up to $95,349 a year (tax year 2026; official source). This is deducted from your pay in addition to income tax and is included in the calculator.
NY Disability Benefits (DBL): 0.5% of wages up to $6,240 a year (tax year 2026; official source). This is deducted from your pay in addition to income tax and is included in the calculator.
Local income taxes in New York
New York City imposes resident income tax. Yonkers imposes a resident income-tax surcharge and a nonresident earnings tax. Local taxes are not included in the calculator, so subtract them separately if they apply to you.
Hourly pay in New York
A full-time worker earning $20 an hour (40 hours a week, $41,600 a year) in New York takes home about $1,297.90 every two weeks, or $648.95 a week on average, as a single filer. New York income tax takes $1,649 of that pay a year, an effective state rate of 3.965%. Choose Hourly wage in the calculator to enter your own rate and hours.
New York compared with neighboring states
On a $75,000 salary (single, no pre-tax deductions), take-home pay in New York is about $57,784 a year. It is higher in Pennsylvania, Vermont, New Jersey, Connecticut and Massachusetts. The comparison table below shows the difference in dollars. Where you live usually decides which state taxes your wages, but people who live in one state and work in another should check both states' rules on residency and credits.
What else to know about New York taxes
New York cut rates on the lower brackets for 2026.
At higher incomes New York recaptures the benefit of its lower brackets (a supplemental tax); that is not included, so high earners may see more New York tax than shown.
Paid Family Leave: 0.432% of wages, up to $411.91 for 2026. Disability insurance (DBL): 0.5% of wages, at most $0.60 a week ($31.20 a year).
New York City and Yonkers add local income taxes that are not included here.
What this estimate does not include
Tax credits, itemized deductions, other income, overtime, bonuses, local income taxes and post-tax deductions are not included, and actual withholding follows your Form W-4 and New York's own withholding rules. Use it as a planning estimate. For the method and the federal rules, see the main paycheck calculator.